JM Global Holdings Dot Com

Terms of Use

Thank you for visiting our Web site.  By using our Web sites you acknowledge that you have read and are bound by the following Terms, as well as any other network usage agreements that may govern your conduct.  Please do not hesitate to contact us if you have questions.
I. Disclaimer of Warranties and Limitation of Liability
Unless specifically stated, nothing contained in or through the JM Global (“JM”) Web sites ("Sites") other than these legal provisions constitutes, nor is intended to constitute, an offer, inducement, promise, or contract of any kind.
The content provided on the Sites is presented as a courtesy to be used only for informational purposes and is not represented to be error free. JM Global Holdings (“JM”) makes no representations or warranties of any kind with respect to the Sites or their content, such representations and warranties being expressly disclaimed. JM does not warrant that the functions contained in the material will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the servers that make them available are free of viruses or other harmful components. 
Moreover, JM does not represent or warrant that the content of its Sites is accurate, complete or current for any specific or particular purpose or application. The Sites are not intended to provide nor should anyone consider that they provide financial, legal, accounting, tax or other advice. Such advice should only be rendered in reference to the particular facts and circumstances appropriate to each situation. JM encourages you to contact appropriate professional(s) and consultant(s) to assess your specific needs and circumstances and to render such advice accordingly. In addition, JM is not endorsing or recommending the use of the means or methods contained on or through this site for any special or particular purpose. 
In addition, any links to non-JM information or references to unaffiliated organizations are provided as a courtesy and convenience to you. Such links and references are not intended to, nor do they constitute, an endorsement of the linked materials or the referenced organizations by JM. The content and views on such links and of such organizations are solely their own and do not necessarily reflect those of JM, or the organizations' officers, directors or associates. 
In no event will JM or any of its officers, trustees or associates be liable for any damages -- whether direct, indirect, special, general, consequential, for alleged lost profits, or otherwise - that might result from any use of or reliance on materials or links made available on or through JM's Sites. 
II. Privacy Policy
Respecting the privacy of the visitors using our Sites is a major priority for JM. The following statements will help you understand how JM collects, uses and safeguards the personal information you provide to us on our Sites. 
Please note that this policy applies only to JM's Sites and not to any other organizations' Web sites to which we link. Remember that when you use a link to go from a JM site to another Web site, JM's Privacy Policy is no longer in effect. Your browsing and interaction on any other Web site, including Web sites JM links to, is subject to that Web site's own rules and policies. Please read those rules and policies before proceeding. JM does not make any representations about the practices and policies of any organization or Web site we link to and disclaims any liability or responsibility for such other Web site's content, rules, policies or otherwise. 
Types of information we collect The types of information that may be collected on any of JM's Sites include: (1) personal information you knowingly choose to disclose that is collected on an individual basis (voluntary registration); (2) Site use information collected on an aggregate basis as you and others browse our sites; and (3) Site usage information tied to your personal information.  
Voluntary Registration Visitors to any of JM's Sites may knowingly choose to register for any of the “SIte Services”. When registering to receive email information or printed reports, visitors may be asked to voluntarily provide their email address and other pertinent information. Visitors may be asked to also indicate details relative to their issue, which will assist us in tailoring our content to your needs. 
Visitors who supply information will be included in our general contact database which we will use to send emails and other communications consistent with our business purpose. 
You may have your name removed from any of our emailing lists at any time, by following the unsubscribe instructions at the bottom of every email.
Log Files As is true of most Web sites, we gather certain information automatically and store it in log files.  This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, on-site bookmarks, on-site subscriptions, clickstream data and site navigation history.  We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather information about our user base as a whole.  JM may collect this non-personal information even if you are not registered on any of the Sites.
We may also link this automatically collected data to personally identifiable information.  This information is tied to personably identifiable information to provide you with feedback about your experiences on the Sites and to provide you with information that you may find interesting or informative.  JM may also link this information to a particular individual or combine it with personal information if JM has determined that it needs to identify a user because of safety or security issues or to comply with legal requirements.  We do not share this automatically-collected data with third parties except those that provide direct services to us to facilitate the upkeep of and services provided thorough the Sites.
Cookies To enable us to offer you the best possible experience when you visit JM's Sites and to offer continually updated information, we assign you a unique identification number stored in a file on your computer called a "cookie." Cookies by themselves cannot be used to find out the identity of any user. This unique identification number automatically identifies your browser - but not you - to our computers whenever you interact and browse a Foundation Site. 
The cookies automatically gather certain usage information like the numbers and frequency of visitors to JM's Sites and areas visited on the Sites. We only use such data in the aggregate. This collective data helps us determine how much our customers use parts of our Sites, so we can improve our Sites to ensure that they are appealing to as many people possible. 
E-mail Tracking When you sign up to receive information or mailings from JM Sites, we use clear gifs, web beacons or other such e-mail tracking devices to measure the activity of the e-mail, including your clicking on a link within an e-mail and your forwarding of the e-mail.  This information is tied to your e-mail address when stored.  Information Sharing and Disclosure
JM does not rent, sell, or share any personal information about individual users with any third party except to operate the Sites, provide the products or services you've requested and to send you information consistent with our charitable purpose
The information you provide to JM is also used to better understand the content needs of registrants to our Sites. Our goal in collecting personal information through and monitoring visitor traffic patterns through use of cookies, log files, and e-mail tracking is to provide you with the best available Web experience for online information. 
We occasionally hire other companies to provide limited services on our behalf, including packaging and mailing, answering customer questions about products or services, sending and tracking postal mail or email and processing data.  We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.  JM reserves the right to disclose your personally identifiable information to respond to a subpoena, court order or other legal process, to defend JM against legal claims, or if JM determines it is necessary to investigate or take action in connection with activities that JM suspects are illegal, threaten the safety of any person or are in violation of these Terms.
Credit Card Information If you choose to purchase products or pay for exchange plans on JM's Sites, you may need to provide personal information and authorization for us to obtain information from various credit services. For example, in addition to the information above, you may need to provide a mailing address, billing address, credit card number and telephone number. 
Security When credit card or other personal information is provided through any of JM's Sites, this will be accomplished by establishing a "secure session" using Secure Socket Layer (SSL), or Secure Electronics Transaction (SET) protocols. These protocols encrypt all information before it is sent. The information is scrambled en route and decoded once it reaches our Sites. 
Other email communications may not be secure unless you are advised that security measures will be in place prior to you transmitting the information. For this reason, you should not send confidential information, such as Social Security number, through an unsecured email. 
Your Consent By using our Sites, you consent to the collection and use of information by JM as outlined in this Privacy Policy. If we decide to change our privacy policies and procedures, we will post those changes on this page so that you always have the opportunity to be aware of what information we collect, how we use it, and under what circumstances we may disclose it.
III. Registration; Suspension or Termination of Account   
Registration   To access certain information and functionality, you must purchase an Service Plan ("Plan").  You are responsible for maintaining the confidentiality of your Plan and for all activity under your Plan, and you may not transfer your Plan to another party. You warrant that all information you provide to JM is accurate and we request that you update your account as necessary to keep it accurate and complete.    
Suspension or Termination of Account, Access or Group Activity JM reserves the right in its sole discretion to suspend or terminate your Plan or to block access to the Sites at any time (i) if it suspects that you have not complied with these Terms, (ii) if we receive multiple notices of infringement in accordance with the Digital Millennium Copyright Act relating to your Account(s), or (iii) for other reasons that JM determines in good faith are necessary or appropriate, including if JM suspects you are using or attempting to use the Sites in any way that violates any applicable laws or regulations.  JM may also suspend or terminate your Account for prolonged inactivity in your Account. We may also terminate your access to or administrative rights in any User Input Room (as defined in section IV(i)) for any of the above reasons.  You agree that JM is not and will not be liable to you for any loss or damages that may result from our refusal to provide you access to the Sites.  You may terminate your Account at any time.  
IV. Interactive Features and User Content.   (i) JM offers the opportunity for you and others to contribute ideas, comments, questions and other communications to or from the Sites (the "User Content") in search requests, message boards, group areas, communities, blogs, e-mail and other features of the Sites ("User Input Rooms") that may be offered from time to time and may be operated by JM or by a third party. You shall not (nor cause any third party to) use the Sites to perform any illegal activities (including, but not limited to, defaming, abusing, harassing, stalking, threatening or otherwise violating the legal rights - such as rights of privacy -of others) or immoral activities.  Specifically, but not by way of limitation, you shall not undertake any of the following types of activities: 
  
(a) transmitting information that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party; (b) transmitting any material that contains software viruses, trojan horses, worms, time bombs, cancelbots, or any other computer code, files, or programs which may interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (c) impersonating anyone or any entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity; (d) advertising or disseminating commercial content;    (e) interfering with or disrupting the Sites; (f) disrupting the activities or enjoyment of the Sites for other users; or    (g) collecting or storing personal data about other users, except as needed for activities permitted on the Sites.
(ii) You should exercise discretion before relying on information contained in User Content. You agree to evaluate, and assume all risks associated with the use of any User Content, including without limitation any risk relating to any reliance on the accuracy, completeness, or usefulness of such User Content. JM assumes no responsibility for the information contained in User Content.
(iii)  You agree that JM, in its sole discretion, may remove any User Content from a User Input Room offered by JM, at any time and for any or no reason. You agree that JM shall not be liable to you or any third party for any deletion of any User Content on the Sites.  You may remove your User Content from the Sites at any time.
(iv)  You acknowledge and agree that JM may preserve and disclose User Content if required to do so by law or if JM believes in good faith that such preservation or disclosure is reasonably necessary to comply with legal process, enforce these Terms, respond to a claim that User Content violates any third party's rights, or protect the right, property or personal safety of JM, any users of the Sites, and the public. You also acknowledge that the technical processing and transmission of the Sites, including without limitation User Content, may involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices.
(v)  JM may offer the opportunity for you and others to contribute User Content in User Input Rooms operated by a third party that may be offered from time to time. JM assumes no responsibility or liability whatsoever for such User Content, or for the use of any User Input Room operated by a third party. Without limitation to the foregoing, JM shall not be liable for the collection, use or disclosure of any personal information by, in or through a User Input Room operated by a third party. In such circumstances, you must refer to any terms of service and privacy statement of the third party operating the User Input Room.
(vi)  Subject to any applicable law and the requirements of JM's privacy policy, any communications sent by you via this Sites or otherwise to JM (including without limitation User Content) are on a non-confidential basis, and JM is under no obligation to refrain from reproducing, publishing or otherwise using them in any way or for any purpose related to the Sites or its users. You shall be responsible for the content and information contained in any communication sent by you to the Sites or otherwise to JM, including without limitation for its truthfulness and accuracy.
(vii)  JM does not claim any ownership rights in the User Content you post to the Sites.  When you post User Content to the Sites, you grant to JM, and you represent and warrant that you have the right to grant to JM, an irrevocable, perpetual, non-exclusive, transferable, royalty free, worldwide license (with the right to sublicense) to copy, publicly perform, publicly display, reformat, translate, excerpt, distribute, create derivative works from and otherwise use such User Content for any purpose on or in connection with the Site. 
(viii)  The administrator of any User Input Room determines its membership and may terminate access by any individual user at any time.       
V. Intellectual Property Complaints/Digital Millennium Copyright Act
JM respects the intellectual property of others, and requires that our users do the same. JM will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws.  If you believe that your work has been copied and is accessible on a Site in a way that constitutes copyright infringement, or that your intellectual property rights have been otherwise violated, please provide JM's Copyright Agent with the following information in a notice ("Notice").  To be effective, the Notice must be in writing and contain the following information (DMCA, 17 U.S.C. §512(c)(3)):     (i) an electronic or physical signature of the person who is authorized to act on behalf of the copyright owner;     (ii) a description of the copyrighted work that you claim has been infringed;     (iii) identification of the copyrighted work you claim is being infringed (and, if possible, a location where an authorized copy of the copyrighted work exists, for example the URL of the website where it is posted or the name of the book in which it has been published);     (iv) identification of the URL or other specific location on the Sites where the material that you claim is infringing is located (you must include enough information so that JM can locate the material);     (v) your address, telephone number, and email address;     (vi) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and     (vii) a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.   
Send notice to JM's Copyright Agent for notice of claims of copyright infringement.
 VI.  Dispute Resolution
Governing Law These Terms and the resolution of any dispute related to these Terms or the Sites shall be governed and construed in accordance with the laws of the United States and the laws of the State of Florida applicable to contracts executed and performed within Florida, without giving any effect to any conflict of laws rules that may result in the application of the laws of any other jurisdiction.  These Terms are deemed executed and enforceable in the State of Florida.
Binding Arbitration IF A DISPUTE ARISES BETWEEN YOU AND JM, EACH PARTY IRREVOCABLY AGREES TO (i) RESOLVE THE DISPUTE THROUGH BINDING ARBITRATION CONDUCTED IN MIAMI, FLORIDA IN ACCORDANCE WITH THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION ("AAA"), (ii) BRING ANY DISPUTE TO ENFORCE ARBITRATION UNDER THESE TERMS OR TO PURSUE INJUNCTIVE RELIEF EXCLUSIVELY IN THE FEDERAL AND STATE COURTS LOCATED IN DADE COUNTY, UNITED STATES OF AMERICA AND (iii) SUBMIT TO THE EXCLUSIVE JURISDICTION OF THOSE COURTS AND WAIVE ANY OBJECTION TO THE EXCLUSIVE JURISDICTION OF THOSE COURTS BASED ON FORUM NON CONVENIENS OR OTHER GROUNDS.  EACH PARTY WILL BE RESPONSIBLE FOR ITS EXPENSES AND AN EQUAL SHARE OF THE ARBITRATORS' AND ADMINISTRATIVE FEES OF ARBITRATION.  NOTWITHSTANDING THE FOREGOING, EACH PARTY WILL HAVE THE RIGHT TO SEEK TEMPORARY INJUNCTIVE RELIEF IF IT DETERMINES IT IS NECESSARY IN ORDER TO PREVENT IRREPARABLE HARM (INCLUDING INFRINGEMENT OF ANY INTELLECTUAL PROPERTY).  YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THE SITES OR THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.
VII.  General Provisions   
Assignment You may not assign these Terms or any of your obligations under them without JM's prior written consent and any attempted assignment is null and void.  JM may assign these Terms and any of its obligations under them at any time for any reason.   
Electronic Communications; Binding and Entire Agreement You agree that (i) these Terms constitute an agreement "signed by you" under any applicable law; (ii) any notices or other communication regarding your use of the Sites may be provided to you electronically (by posting on the Sites, by email, and other electronic formats) and will be considered received upon posting or other distribution.   These Terms (including the Privacy Policy) constitute the entire agreement between you and JM and supersede all other agreements, oral or written, concerning its subject matter.  You consent to the use of the English language in these Terms and all documents or notices relating to them and your use of the Sites.  
Severability If any of these Terms is determined to be invalid, void or unenforceable for any reason, then the unenforceable provision will be deemed amended in a manner that will most nearly carry out the intent of the provision to the fullest extent permitted by applicable law or deleted if amendment is not possible, and the remaining Terms will be enforceable to the fullest extent permitted by law.   
No Waiver   JM's failure to enforce these Terms in every instance in which they might apply is not a waiver of any of JM's rights, and JM reserves its right to take all legal steps available to enforce these Terms.